Ready365 Privacy Policy

Overview

Ready365 is provided by PJM Apps. We designed Ready365 to work without an account, bank connection, cloud service, advertising, or analytics. Your financial information stays on your device and is not sent to PJM Apps or sold or shared with third parties.

Information you enter

Ready365 lets you enter information such as your current balance, expected income, payday, bills, spending, currency, language, and app preferences. This information is stored locally in the app's private storage on your device so Ready365 can calculate forecasts and show reminders.

PJM Apps does not collect or receive this financial information.

Accounts, advertising, and analytics

• Ready365 does not require or provide user accounts.
• Ready365 does not contain advertising.
• Ready365 does not use analytics or tracking services.
• Ready365 does not connect to your bank.
• Ready365 does not sell or share personal or financial information.

Device permissions and features

Notifications: If you allow notifications, Ready365 uses them to display bill reminders that are scheduled locally on your device. Notification permission can be changed in your device settings.

Biometric authentication: If you enable App Lock, Ready365 asks the device operating system to confirm your identity using authentication already configured on your device. Ready365 does not receive or store fingerprints, facial data, PINs, patterns, or passcodes.

Restarting the device: Ready365 may restore locally scheduled bill reminders after the device restarts.

Data storage, retention, and deletion

Your Ready365 information remains in the app's private storage on your device until you change or delete it, clear the app's data, or uninstall the app. Because PJM Apps does not receive this information, we cannot view, recover, or remotely delete it.

You can delete Ready365 data from within the app where deletion controls are provided, through your device's app-storage settings, or by uninstalling Ready365.

Purchases

Purchases and payment processing are handled by Google Play or the applicable app store under its own privacy policy. Ready365 does not receive or store your full payment-card or bank-account details.

Children's privacy

Ready365 is a personal financial-planning app intended for adults and is not directed to children. PJM Apps does not knowingly collect personal information from children through Ready365.

Changes to this policy

We may update this policy if Ready365's features or data practices change. The effective date at the top of this page will be updated when changes are made.

Contact

If you have questions about this privacy policy or Ready365's privacy practices, contact PJM Apps at pjmapps01@pjmappscom.com.